INVESTLB / TOPICS & PERSPECTIVES
Investments
47 publications
INVESTLB
The Fintech Revolution: How Digital Platforms Are Democratizing Commerce and Investment for Millions
Financial technologies, or fintech, have burst into our lives like a fresh wind, sweeping the shelves of traditional banks and exchanges clean. Imagine: before, to buy stocks or currencies, you had to go to a broker's office, fill out reams of paperwork, and wait a week for approval. Today, with your smartphone, you can enter
INVESTLB
Mortgage: Freedom or Financial Handcuffs?
For decades, we were told: buying is smart, renting is wasting money. But 2025 paints a different picture
INVESTLB
How to Analyze Stocks: Financial Statements, P/E, EV/EBITDA, ROE, Free Cash Flow, Debt, and Valuation Mistakes
A practical guide to stock fundamental analysis: financial statements, revenue, earnings, cash flow, debt, P/E, EV/EBITDA, ROE, FCF, dividends, valuation risks, and common investor mistakes.
INVESTLB
A cherished peak. Will gold manage to conquer $3000?
Gold prices, which at the end of October were rewriting historical highs and were above $2,800 per troy ounce, fell sharply after Donald Trump's victory in the US presidential election. The precious metal's performance in the two days following the Republican candidate's victory was the worst in at least 13 US election cycles, according to
INVESTLB
How to Analyze Corporate Debt Before Buying a Stock: Net Debt/EBITDA, Interest Coverage, Maturity Wall and Refinancing Risk
A practical guide to corporate debt analysis before buying a stock: total debt, net debt, Net Debt/EBITDA, interest coverage, debt maturity wall, refinancing risk, covenants, credit ratings, free cash flow and dividend safety.
INVESTLB
How do you outrun inflation? Here are some simple tips
In simple terms, inflation is when the prices of goods and services rise and the purchasing power of money falls. For example, in the video above, you can see how dollar inflation is happening with the example of a double cheeseburger from Mac ? In the last 14 years, the price of a burger at
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Geopolitical escalation has dampened investor sentiment
On Tuesday, 19 November, the Russian stock market accelerated its decline amid another round of escalation in the Russian-Ukrainian conflict.The MosBirch index fell by 3.32% to 2,630.51 points, while the dollar-denominated RTS collapsed by 3.41% to 828.38 points. The Bank of Russia's official dollar exchange rate for 20 November was 100.0348 rubles (+0.09%), while the
INVESTLB
ROIC vs WACC: How to Tell Whether a Company Creates Shareholder Value
A practical guide to ROIC and WACC: how to measure return on invested capital, cost of capital, economic profit, capital allocation quality and whether growth creates shareholder value.
INVESTLB
How to Choose Dividend Stocks: Dividend Yield, Payout Ratio, Free Cash Flow, Debt, Taxes, and Common Investor Mistakes
A practical guide to choosing dividend stocks: dividend yield, payout ratio, free cash flow, debt, dividend safety, taxes, valuation, yield traps, and common investor mistakes.
INVESTLB
Quality of Earnings Explained: Cash Conversion, One-Off Gains and Accounting Red Flags
Learn how to assess earnings quality using cash flow, receivables, one-off gains and adjusted EBITDA, with examples and a practical 10-K review checklist.