INVESTLB / INDEPENDENT PERSPECTIVES

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IN FOCUSНалоги с дивидендов

Qualified Dividends vs Ordinary Dividends: How U.S. Investors Are Taxed, What Form 1099-DIV Shows, and How to Avoid Costly Mistakes

Viktor Pul↗
PERSPECTIVES. FACTS. CONTEXT.

Look beneath the headlines

Налоги с дивидендов
INVESTLB

Qualified Dividends vs Ordinary Dividends: How U.S. Investors Are Taxed, What Form 1099-DIV Shows, and How to Avoid Costly Mistakes

Dividends look simple from a distance. A company earns money, the board approves a payout, and shareholders receive cash in their brokerage account. For many investors, dividends feel more tangible than price appreciation because the money actually arrives. That simplicity is exactly why dividend investing attracts beginners, income investors, retirees, portfolio builders, and short-term traders

Viktor Pul · 13.08.2026 · 43 min
Дивидендный гэп
INVESTLB

Dividend Gap and Ex-Dividend Date: When to Buy Stocks for Dividends and Why Dividend Income Is Not Free Money

Dividends look simple from a distance. A company earns money, the board approves a payout, and shareholders receive cash in their brokerage account. For many investors, dividends feel more tangible than price appreciation because the money actually arrives. That simplicity is exactly why dividend investing attracts beginners, income investors, retirees, portfolio builders, and short-term traders

Viktor Pul · 02.08.2026 · 42 min
Криптобиржа заморозила средства
INVESTLB

Crypto Exchange Froze Your Funds: What to Do, Which Documents to Prepare, and How to Pass an AML Review

A practical guide for users whose crypto exchange account, withdrawal, deposit, or balance has been frozen. Learn why exchanges freeze funds, how AML and sanctions

Мax Kuznetsov · 24.06.2026 · 33 min
Как проверить криптообменник перед обменом:
INVESTLB

How to Check a Crypto Exchanger Before You Swap: Safety Signals, AML Risk, Reserves and a Practical Checklist

Many users choose a crypto exchanger by comparing only the rate. That is understandable. If one service gives more USDT for the same amount of fiat, the deal looks better. But in crypto, a small price advantage can hide a much larger risk: a fake website, a cloned brand, a third-party bank account, a manipulated

Мax Kuznetsov · 23.06.2026 · 32 min
A-Book и B-Book
INVESTLB

A-Book and B-Book: the principle of operation of a Forex broker

Do you think that the Forex broker is only a middleman who charges a fee for transactions on the stock exchange and provides trading platform and tools? No, alas, everything is much more complicated. And about how the Forex broker actually works, we will tell below.

investlb.com · 11.06.2026 · 7 min
Как проверить брокера и инвестиционный проект
INVESTLB

How to Check a Broker: A Practical Guide for Traders and Investors

Choosing a broker in 2026 is not just about spreads, platforms, or bonuses. It is about whether the company is real, regulated, and operationally safe. In a market where clone firms, offshore schemes, fake licenses, Telegram-based “managers,” and aggressive sales funnels are everywhere, broker due diligence has become a basic survival skill for traders and

Svetlana Tet · 04.06.2026 · 9 min
криптоигры
INVESTLB

Crypto Games: How Play-to-Earn Projects Turn Gaming into a Source of Crypto Income

The gaming industry has long ceased to be just entertainment. In 2026, crypto games have already formed a separate segment of the market, where players earn not only for victories, character progression, and completing tasks, but also for participation in the project’s economy: trading NFTs, staking tokens, in‑game tournaments, and owning rare items. For some,

Adam Bardin · 25.05.2026 · 12 min
взаимодействие с ИИ без промптов
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Google Makes AI Input Natural: Magic Pointer, Gemini, and the Future of Promptless Interaction

In 2026, Google and Google DeepMind are moving away from the old model of “copy text into an AI chat” and toward promptless interaction with AI. Instead of copying fragments, opening a separate window, and manually writing a request, the user can now simply point with a mouse or a finger on the screen, and

Мax Kuznetsov · 16.05.2026 · 9 min
Индикаторы риска криптоадресов
INVESTLB

Risk Indicators of Crypto Addresses: How Not to Get “Dirty” Coins and Avoid Freezes

Crypto services, exchanges, and payment platforms deepen their AML checks and users increasingly face “dirty” coins, the role of risk indicators of crypto addresses has become critical. The correct understanding of these indicators affects not only your money, but also your ability to work with legal platforms, withdraw funds, exchange cryptocurrencies, and avoid criminal liability. What are

Adam Bardin · 10.05.2026 · 10 min
Как легко оплатить любую зарубежную подписку
INVESTLB

How to Pay for a Foreign Subscription: PintoPay Crypto Card in 180 Countries

More and more people face the same problem: you need to continue or renew a foreign subscription such as Spotify, Netflix, Apple Music, YouTube Premium, Disney+, Amazon Prime, Microsoft 365, or similar services, but your local payment card does not go through. The issue usually lies in restrictions imposed by banks, payment networks, and regulators,

pintopay · 30.04.2026 · 9 min

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