Irina Rybkina
A finance researcher with a penchant for precise figures and clear narratives. He writes about how to preserve and grow capital—offering no promises of miracles, but simply helping to make sense of the details.
Author’s articles
Ripple: 2026 — The Crypto Industry's Turning Point. Verified Forecast with Precise Data
Ripple's official Insights 2026 report predicts cryptocurrency's transition from speculative assets to core global financial infrastructure. Stablecoins become B2B payment standards, institutions allocate over $1 trillion to digital assets, and half of Fortune 500 develop crypto strategies. All forecasts clearly separated from current facts.[Ripple Insights 2026] Stablecoins as Payment Infrastructure Per Ripple estimates, the corporate
New York Stock Exchange (NYSE) Plans 24/7 Trading of Tokenized U.S. Stocks
The New York Stock Exchange (NYSE) has announced a blockchain platform for trading tokenized stocks and ETFs around the clock. The project integrates the Pillar order matching system with blockchain networks for instant settlements and access beyond traditional hours (09:30–16:00 ET). Launch is targeted post-SEC approval in 2026, accelerating market digitization with NYSE capitalization exceeding
What Could Move the Crypto Market in 2026: The Drivers That Actually Move Prices
In 2026, crypto markets are unlikely to be driven by “magic headlines” or meme narratives alone. The big moves will still come from measurable forces: the price of money, confidence in institutions, the regulatory rulebook, and institutional capital flows. Large industry players describe the same reality—crypto prices respond to a mix of fundamentals and capital
Pantera Capital: 12 CRYPTO TRENDS 2026
Junior partner at Pantera Capital Jay Yu shared his personal 12 key crypto trends forecast in December 2025.
Why Diversification is Crucial in Investing
Diversification is a fundamental strategy for allocating capital across assets, sectors, regions, and currencies to minimize risks and stabilize returns. Historical data from Vanguard and BlackRock confirms that diversified portfolios reduce volatility by 30–50%, limiting maximum drawdowns to 20–30% versus 50–60% for concentrated ones. In the context of 2024–2025 sanctions, this approach gains critical importance,
Exodus Movement Launches US Dollar-Backed Stablecoin: A New Era of Crypto Payments
Exodus Movement, a developer of popular crypto wallets, announced the launch of its own stablecoin, fully backed by the US dollar. This marks a significant step toward the company's development of a fully-fledged payments ecosystem. Leading market players MoonPay and M0 are partnering with the project, providing a robust technological and operational foundation. The stablecoin
AlphaTON Capital and PagoPay launch TON Mastercard payment cards: a new stage in the integration of cryptocurrency into everyday payments.
AlphaTON Capital, together with its technology partner PagoPay, is preparing to issue physical and virtual Mastercard payment cards supporting transactions in digital currencies, including TON and USD. The new product is part of the innovative TON Card Program, aimed at facilitating the widespread adoption of cryptocurrency in everyday financial transactions. What is the TON Card
Developing a Smart Economy and the Internet of Things (IoT): Key to a Digital Future
The digitalization of global economies has entered a new phase—the development of a "smart" economy powered by the Internet of Things (IoT). These technologies generate data in real time, connecting equipment, people, and processes. As a result, businesses gain tools for managing production, logistics, and services with unprecedented precision. What is a "smart" economy? A
BlackRock's Aladdin technology platform
Aladdin (Asset, Liability, Debt, and Derivative Investment Network) is a comprehensive investment and risk management technology platform developed by BlackRock. Since its launch in the late 1990s, Aladdin has grown into one of the most powerful and sought-after tools in the global financial industry. The platform covers the full asset management cycle, providing analytical capabilities,
Bitcoin climbs above $120,000 on a wave of institutional investment via ETFs
In early October 2025, the cryptocurrency market showed signs of strong growth, attracting the attention of both retail and institutional investors. Bitcoin surpassed $120,000 for the first time in a long time, peaking at around $121,000 and remaining at this high level. This growth is supported by the activity of major institutional players, who are