Author’s articles

BRICS Digital Currencies: Honest Analysis of India's Initiative Without "New Dollar" Myths
India's RBI proposes linking BRICS CBDCs for trade & tourism. China e-CNY, Russia digital ruble facts. Trump reaction, BRICS Pay, technical barriers. Tables & 2026-2028 scenarios without hype.

1400% Surge in Crypto Impersonation Scams: Why Victims Pay 7× More (and How to Avoid It in 2026)
In 2025, one of the most dangerous categories of crypto crime exploded: impersonation scams. Chainalysis reports that this segment grew by more than 1400% year over year, while the “severity” (the typical payment size going to scam clusters) increased by more than 600%.In plain terms: a +600% increase means the average “ticket” becomes 7× larger

Google launches UCP: AI agents reshape e-commerce purchasing from discovery to order
Google has introduced the Universal Commerce Protocol (UCP)—an open standard designed “for the future of commerce” that, according to the official documentation, turns AI interactions into instant sales. The same source states that adopting UCP enables agent actions in Google AI Mode and Gemini, starting with direct purchases. (Google for Developers) Previously: Google has developed

The Fintech Revolution: How Digital Platforms Are Democratizing Commerce and Investment for Millions
Financial technologies, or fintech, have burst into our lives like a fresh wind, sweeping the shelves of traditional banks and exchanges clean. Imagine: before, to buy stocks or currencies, you had to go to a broker's office, fill out reams of paperwork, and wait a week for approval. Today, with your smartphone, you can enter

The new US stablecoin laws have been developed to implement the FDIC's role and market prospects.
In December 2025, the US Federal Deposit Insurance Corporation (FDIC) unveiled a specific mechanism for implementing new laws aimed at regulating the stablecoin market and related financial products. These changes are closely linked to the GENIUS Act, which aims to regulate the activities of digital asset issuers, particularly payment cards and so-called "stablecoins." Below, we

Trezor and Ledger launch new cryptocurrency wallets
Amid growing attention to digital asset security, Ledger and Trezor have unveiled new generations of their hardware wallets.The Ledger NanoGen5 and Trezor Safe7 combine modern engineering solutions with an intuitive interface and updated security standards.Both models are designed for a new phase of the market, where convenience must coexist with complete user autonomy. Ledger NanoGen5:

Global inflation and its impact on markets
Inflation remains one of the key economic issues facing the modern world. Inflationary trends in various countries are putting significant pressure on both consumers and producers, affecting prices, living standards, and business activity. Central banks are actively taking measures to stabilize prices, which is reflected in interest rates, exchange rates, and investment activity. This article

5 International Technological forum-exhibition THE TRENDS
Event address:: Moscow, Ryazansky Prospekt 8A, Building 10 - TAU Place Mid-November in Moscow will be celebrated under the banner of “Technology Week.”

The Bank of Russia's digital ruble: what it is, how to use it, and what to expect
In the digital age, the financial system is undergoing significant changes, reflected in the emergence of new forms of money. Central bank digital currency (CBDC) is becoming one of the most important tools of the modern era. Russia is actively developing its own version of CBDC—the digital ruble. This innovation promises to transform traditional payment

Artificial Intelligence in Finance: A Key Industry Transformation in 2025
Artificial intelligence (AI) is becoming an integral part of the modern financial sector. Machine learning technologies, neural networks, and big data are significantly changing approaches to customer service, risk management, investment analysis, and process automation. By 2025, the development and implementation of these solutions will have made AI in finance a central part of the
