What are cryptocurrencies, how do they work and how do I get one?

Cryptocurrencies are a type of traditional debit and credit card that, in addition to handling fiat currencies, allow users to store and use cryptocurrency for purchases and other financial transactions. They essentially connect your cryptocurrency wallet to your bank account, giving you the ability to settle payments in digital currencies at both online merchants and physical shops.

Here’s an example of how it works:

  • You make a transaction in rubles to buy goods in US dollars.
  • The bank receives the request and automatically converts the RUB currency to USD at the current exchange rate.
  • The bank then transfers the USD currency to the seller’s account.

В случае использования криптовалют принцип остается тем же, только национальной валютой являются криптовалюты: BTC, ETH, USDT и другие криптоактивы.

How to get a cryptocurrency debit card Pintopay?

To get a cryptocurrency card Pintopay you need to follow the steps below:

  1. Sign up on the Telegram web app.
  2. Inside the web app, select Card from the menu
  3. Fill out the online application and issue yourself a virtual or physical cryptocurrency card.
Get yourself the best card in 2 clicks

How to top up your card

The card is linked to your cryptocurrency wallet. So when you sign up on the Telegram web app, you will have a separate cryptocurrency wallet created. The cryptocurrency wallet is funded via USDT TRC-20.

To top up your cryptocurrency card, you only need to have USDT on your cryptocurrency wallet. Within the cryptocurrency wallet, there is an exchanger that exchanges USDT for USD. After the exchange, you get USD on your cryptocurrency card.

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Easily convert USDT cryptocurrency to USD fiat and pay for your purchases in over 100 countries!

Is this cryptocurrency card available

Yes, it is available. You can order both a virtual and physical personalised card, with which you can pay for any services and purchases abroad.

Opportunities with a cryptocurrency card for residents of the Russian Federation:

  • Instant international transactions
  • Binding to Apple Pay
  • Easy top-up via cryptocurrency wallet
  • Low commissions
  • Top-up in USDT

What is the difference between virtual and physical debit cards for cryptocurrency?

Virtual debit cards for cryptocurrency are exclusively for online purchases. In contrast, physical cryptocurrency cards can be used both online and in regular shops where credit cards such as Visa or Mastercard are accepted.

How long does it take to get a crypto debit card?

The time to receive depends on the provider, but a virtual card is often processed in just a few minutes, whereas a physical card can be delivered within 1-2 weeks.

What are the advantages of cryptocurrencies?

The main advantage of a cryptocard is that it allows you to use cryptocurrency for normal everyday purchases.

Other benefits:

  • Privacy: the use of cryptography protects data and transactions, which increases the level of privacy when making payments.
  • Security: cryptocurrencies use advanced encryption technology, making them less vulnerable to fraud and theft.
  • Convenience: cryptocurrencies can be used to pay for goods and services online and in the real world, providing flexibility in use.
  • No fees: some cryptocurrencies offer the ability to make payments with no or minimal fees, which can be advantageous for users.
  • Transparency: through the use of blockchain, users can track their transactions and monitor the use of their funds.
  • Affordability: some cryptocurrencies offer discounts and special offers from partners, which can be attractive to users.
  • Innovation: the use of cryptocurrencies is part of the development of technology and innovation in the financial industry.
  • Earning opportunities: some cryptocurrencies allow users to earn cryptocurrency for making purchases or fulfilling certain conditions, which can be an additional source of income.
  • Cryptocurrency diversity: some cryptocurrencies support multiple cryptocurrencies, giving users more options for using their funds.
  • Business support: using cryptocurrencies can help businesses attract new customers and expand their audience as more and more people use cryptocurrencies to pay for goods and services.
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What are cryptocurrencies, how do they work and how do I get one?
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